As the kids say these days, YOLO! (You Only Live Once), so you might as well live it up while you have the chance… right? Instead of worrying about having X amount of dollars in your savings account or retirement fund, you should just book that trip, buy that purse, indulge in something fancy when you want to, am I right? Doesn’t this seem like a great way to live - never worrying about the future, just living in the present, spending money on the things you want and not losing an ounce of sleep over it?
This type of lifestyle seems great, but it also seems too good to be true, for me at least. I personally lose lots of sleep over late bills, unexpected expenses, and the never ending debate on whether I actually “need” something or just “want it badly”. Sometimes I wish I could be way more liberal with my money, and other times I’m scolding myself for not being more frugal. It’s a hard thing to balance – your social life and your finances. Do you think anyone really has it down to a T?
Even the well-to-do people must be on some type of budget because everyone lives within their means, right? They probably have way higher mortgages, astronomical car payments, and ridiculously high dinner tabs, I assume. But do you think they ever worry about their cell phone getting shut off or not being able to pay their cable bill because they spent so much money on their most recent all-inclusive beach vacation? I really don’t know.
The one thing I do know though is this – you really do only live once, so if you can pay your bills, enjoy some travel time, buy the things you need and live comfortably, then you are definitely living right, and I’d love some advice on how to balance it all myself!